SWIFT Code Generator

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SWIFT Code Generator

Search...

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SWIFT Code Generator

Use the Qodex SWIFT Code Generator to instantly create valid-looking SWIFT/BIC codes for international banking test environments. Ideal for form validation, fintech sandbox simulations, or payment integrations. Pair with IBAN Generator, Routing Number Generator, and Credit Card Generator to build complete mock payment identities.

Test your APIs today!

Write in plain English — Qodex turns it into secure, ready-to-run tests.

Regular Expression - Documentation

SWIFT Code Generator


The SWIFT Code Generator by Qodex is a free, instant tool designed to create dummy SWIFT/BIC codes that follow the correct structure and format. These codes can be safely used in development and testing environments to simulate international banking operations—without the risk of using real financial institution details.


What is a SWIFT Code?


A SWIFT code (also known as a BIC – Bank Identifier Code) is an 8 to 11-character alphanumeric code that identifies banks globally for cross-border transactions.
In other words, a BIC is a unique set of numbers and letters assigned to a specific bank branch, making it possible to securely send and receive international payments through the SWIFT network. If you need to make or receive a transfer from abroad, your bank will typically require this code to ensure the money reaches the right place.

While the terms SWIFT code and BIC are often used interchangeably, there’s a subtle distinction. SWIFT refers to the Society for Worldwide Interbank Financial Telecommunication, which is the global network facilitating international payments. The BIC, or Bank Identifier Code, is the specific code format used within this network to pinpoint banks during these transactions.

In everyday banking, you’ll hear both terms—BIC and SWIFT—used to describe the same set of characters needed to send or receive funds internationally. So, whether someone asks for a SWIFT code or a BIC, they’re essentially requesting the same essential detail to ensure your money finds the right bank abroad.

For example:

  • CHASUS33XXX – JPMorgan Chase Bank, USA

  • DEUTDEFFXXX – Deutsche Bank, Germany


In real-world use, these codes are critical for international transfers. If you’re sending or receiving money between banks across countries—especially through international wire transfers or SEPA payments—you’ll likely be asked for a SWIFT code.

SWIFT codes act as a unique ID for banks and financial institutions worldwide, telling exactly who and where a bank is located. This ensures your money gets routed to the correct bank branch, no matter where it is in the world. Banks also rely on these codes to securely exchange messages and coordinate transactions across borders.

In summary, a SWIFT code is your bank’s international calling card, making sure global payments arrive safely at their intended destination.


How does a SWIFT code work?


SWIFT codes pinpoint specific bank branches for international payments. By including this unique identifier, banks ensure your money is routed to the correct destination, no matter where in the world it's going. Whether you're sending funds from New York to Berlin or from Tokyo to Paris, the SWIFT code acts like a global address for financial institutions—making sure transfers land exactly where intended.

In real-world use, these codes are critical for international transfers. But in development or QA, real SWIFT codes can pose security risks or trigger unintended transactions. That’s why developers rely on synthetic, format-valid SWIFT codes for testing—and Qodex makes generating them fast and secure.


How to Validate a SWIFT Code


Wondering if a SWIFT or BIC code is valid? Start by checking that the code meets the standard SWIFT/BIC structure—8 or 11 characters, each segment serving a specific purpose.

  • Bank code: The first 4 letters, identifying the institution (e.g., 'HSBC' for HSBC Bank).

  • Country code: Next 2 letters, representing the country (e.g., 'GB' for United Kingdom).

  • Location code: 2 alphanumeric characters for the city or region.

  • Branch code (optional): Final 3 characters to specify the particular branch, or left out for the main office.


If all components are present and formatted correctly—and match known codes from reputable institutions like JPMorgan Chase or Deutsche Bank—you’ve got a format-valid SWIFT code. For extra confidence, cross-check the code against public directories or use automated validators in your QA workflow.

Now, let’s dig into what makes these generated codes ready for safe, risk-free testing.


Are SWIFT Codes and Routing Numbers the Same?


Not quite—while both SWIFT codes and routing numbers help financial institutions identify each other, they're used for different things.

A routing number is mostly used within the United States to pinpoint a specific bank or credit union when processing domestic payments, such as direct deposits or bill payments. They’re the 9-digit codes you’ll find on your U.S. Checks, helping transactions reach the right destination within the country.


A SWIFT code (or BIC), on the other hand, comes into play for international banking. It tells the global financial system exactly which bank—and sometimes, which branch—in, say, Zurich, Tokyo, or New York, should receive the funds. Without a SWIFT code, moving money between countries and banks would be chaotic at best.

So, while both do similar jobs for their respective arenas, they aren’t interchangeable—think of SWIFT codes as the passport for global transfers, and routing numbers as your local transit ticket.


Are SWIFT Codes and IBANs the Same?


Not quite—they serve related but distinct purposes in the world of banking. A SWIFT code identifies a specific bank or branch internationally, acting like a postal address for banks when sending funds across borders. In contrast, an IBAN (International Bank Account Number) pinpoints an individual bank account, ensuring payments land in the correct spot.


You’ll often find IBANs used throughout Europe and some other regions for both international and domestic transfers, while SWIFT codes are a global standard for routing money between banks. For a successful international payment, you might need both: the SWIFT code to reach the right bank and the IBAN to direct funds to the target account.


Do I Need a SWIFT Code or an IBAN Number for My Transfer?


Whether you’ll need a SWIFT code or an IBAN number depends on where you’re sending funds.

  • For transfers within Europe (Eurozone countries): Both a SWIFT/BIC code and an IBAN are typically required. The IBAN identifies the recipient’s account, while the SWIFT code routes the payment to the correct bank.

  • For transfers to countries like the USA and New Zealand: You’ll generally only need a SWIFT code. These regions don’t use IBANs, so just the SWIFT/BIC is sufficient.

Before sending any international payment, it’s always a good idea to double-check your recipient’s country requirements—different banks and regions may have specific preferences.


Are SWIFT Codes the Same as Sort Codes?


Not quite—SWIFT codes and sort codes serve related but distinct purposes in banking.

  • Sort codes are typically used for routing payments within a single country, such as directing funds between domestic branches of UK banks (e.g., Barclays or Lloyds).

  • SWIFT codes (BICs), on the other hand, are designed for international use, pinpointing specific banks and branches around the globe for cross-border wire transfers.

So, while both types of codes help identify where to send money, SWIFT codes open the gateway to international payments, whereas sort codes keep things moving smoothly on the home front.


Where to Find Your Bank’s SWIFT/BIC Code


If you need your bank's real SWIFT/BIC code for an actual transaction, there are a few tried-and-true places to check:

  • Bank Statements: Most banks print their SWIFT/BIC codes right on your account statements—paper or digital.

  • Online Banking: Log in to your online banking portal; the SWIFT code is often found in the account details or international transfer section.

  • Official Bank Website: Many major banks like HSBC, Barclays, or Citi publish their SWIFT/BIC codes on their official websites.

  • Customer Support: A quick call or chat with your bank's support team should get you the code.

  • Global Directories: Services like SWIFT’s official directory or public banking code lists can also help you verify a bank’s code.

For testing and development, however, our SWIFT Code Generator has you covered—so you never need to use an active code in your staging environment.


Key Features and Benefits


Format-Valid Codes

All codes follow the official SWIFT/BIC format:

AAAA BB CC DDD

Where:

  1. AAAA = Bank code

  2. BB = Country code

  3. CC = Location code

  4. DDD (optional) = Branch code


This structure ensures that every generated code looks and behaves like a valid SWIFT code—perfect for your sandbox or QA environment. If you have a SWIFT/BIC code on hand, you can also check if it matches the standard format and see which bank and country it’s meant to represent. This makes it easy to verify code accuracy or to understand the components for your own testing needs.


  • Instant Code Generation - No loading, no logins. Click once to generate a new SWIFT code, and copy it instantly for use.

  • Perfect for Sandbox Testing - Simulate international transfers, account verification, or payment processing without needing real bank details.

  • Unlimited Usage - Use as many dummy codes as you need for API testing, automation, or QA environments.

  • Multi-Tool Integration - Use with the IBAN Generator, Routing Number Generator, or Credit Card Generator to build full mock financial profiles.


Example Swift Code


Sample SWIFT/BIC codes generated:


  • NATBUS33XXX

  • HSBCGB2LXXX

  • BARCDEFF123


Note: These are format-valid only and not tied to actual institutions.


How to Use


  1. Click Generate to produce a dummy SWIFT/BIC code.

  2. Hit Copy to use it in your forms, APIs, or test flows.

  3. Repeat for multiple entries as needed.


Is a SWIFT Code the Same as an IBAN?


Not quite—while both are essential to moving money internationally, they serve distinct purposes. A SWIFT code (or BIC) pinpoints the bank and its branch involved in a transaction, acting like the address for the financial institution itself. On the other hand, an IBAN (International Bank Account Number) identifies a specific bank account within a particular bank, ensuring funds are routed to the correct recipient.

Think of it this way: If the SWIFT code is the post office, the IBAN is the exact mailbox. SWIFT codes are recognized worldwide, while IBANs are more common in Europe—but their adoption is growing globally. For most international payments, both are needed: the SWIFT code tells the network which bank to reach, and the IBAN supplies the precise account details.


Is a SWIFT Code the Same as a Routing Number?


Not quite—they serve similar purposes but in different territories. A SWIFT code is used globally to pinpoint the exact bank (and often its branch) involved in an international transfer. In contrast, a routing number is specific to the United States, directing domestic payments to the correct financial institution. Think of SWIFT codes as your passport for cross-border transactions, while routing numbers function more like local IDs for U.S. banking. Neither can substitute for the other, but both are essential for making sure your money lands where it’s supposed to go.


Is a SWIFT Code the Same as a Sort Code?


Not quite! While both SWIFT codes and sort codes help route payments, they serve different purposes and work at distinct levels. A sort code is a six-digit number used primarily within countries like the UK and Ireland to identify specific bank branches for domestic transfers—think of it like a local postcode for banks.

On the other hand, a SWIFT code (or BIC) is an internationally recognized identifier that pinpoints banks and their branches worldwide for cross-border payments. For example, if you’re wiring funds to Deutsche Bank in Frankfurt, you'll need their SWIFT code, not a sort code.

So, while they’re related in helping money reach the right place, sort codes are for local use, and SWIFT codes handle the global journeys.


Do I Need a SWIFT Code or an IBAN Number for My Transfer?


Whether you need a SWIFT code, an IBAN, or both depends on the countries involved in your transfer.

  • International Transfers to the Eurozone: Typically require both a SWIFT/BIC code and an IBAN. The IBAN (International Bank Account Number) pinpoints the individual account, while the SWIFT code identifies the recipient bank. For example, a payment to Germany or France would need both.

  • Transfers to the USA or New Zealand: Usually only a SWIFT code is required, as these countries don't use IBANs for domestic or inbound international payments.

  • Other Regions: Requirements can vary. Some countries have adopted IBANs, others still rely on local account numbers paired with a SWIFT code.

If you're unsure, check with your sending or receiving bank to confirm the exact details needed for that destination. Always use format-valid codes during development to avoid errors or misdirected funds.


How to Locate a SWIFT/BIC Code for a Bank or Branch


If you need to find the SWIFT/BIC code for a particular bank or branch—whether it's for JPMorgan Chase in New York, Deutsche Bank in Berlin, or another institution entirely—there are a few reliable methods:

  • Bank Statements: Your bank's SWIFT/BIC code is commonly listed on formal bank account documents, such as statements, transaction receipts, or online banking profiles.

  • Official Bank Website: Most major banks (like HSBC, Barclays, or BNP Paribas) publish their SWIFT/BIC codes on the international payments or support section of their websites.

  • Customer Support: If the code isn’t readily available, a quick call or message to your bank’s customer service can clarify the exact SWIFT/BIC for your branch.

  • Online Directories: Reputable banking directories (such as the SWIFT official directory) allow you to search by bank name, country, or even specific branch location.

When searching, make sure the code matches your exact branch, as banks often have multiple SWIFT/BIC codes for various divisions and locations. Ensuring accuracy here means your international transactions head precisely where you intend—no misdirected transfers or delays.


Common Use Cases


SWIFT codes are essential whenever you’re sending or receiving funds internationally between banks—whether for wire transfers, SEPA payments, or other cross-border transactions. These codes ensure that banks can accurately process transfers from abroad, making them a staple in global banking operations as well as in software development and QA environments.

  • Sandbox testing for cross-border payment gateways

  • Form field validation during product development

  • API simulation for banking software and fintech apps

  • Secure test data for staging environments

  • Training tools for educational demos

By using format-valid dummy SWIFT codes, developers and testers can safely simulate a wide range of international banking scenarios—without risking real transfers or exposing sensitive data.


Recommended Companion Tools


Frequently asked questions

What is a SWIFT code used for?×
A SWIFT code identifies a bank during international wire transfers.
Can I use the generated SWIFT codes for real banking transactions?+
Do I need to sign up to use the SWIFT Code Generator?+
Are the generated SWIFT codes structurally valid?+
Can I generate multiple SWIFT codes at once?+
Can I import Figma designs?+
Is it SEO-friendly?+
Can I collaborate with my team?+
Is hosting included?+
Can I export code?+
Is there a free plan?+
Can I use custom fonts?+

SWIFT Code Generator

Search...

⌘K

SWIFT Code Generator

Search...

⌘K


SWIFT Code Generator

SWIFT Code Generator

Use the Qodex SWIFT Code Generator to instantly create valid-looking SWIFT/BIC codes for international banking test environments. Ideal for form validation, fintech sandbox simulations, or payment integrations. Pair with IBAN Generator, Routing Number Generator, and Credit Card Generator to build complete mock payment identities.

Test your APIs today!

Write in plain English — Qodex turns it into secure, ready-to-run tests.

SWIFT Code Generator - Documentation

SWIFT Code Generator


The SWIFT Code Generator by Qodex is a free, instant tool designed to create dummy SWIFT/BIC codes that follow the correct structure and format. These codes can be safely used in development and testing environments to simulate international banking operations—without the risk of using real financial institution details.


What is a SWIFT Code?


A SWIFT code (also known as a BIC – Bank Identifier Code) is an 8 to 11-character alphanumeric code that identifies banks globally for cross-border transactions.
In other words, a BIC is a unique set of numbers and letters assigned to a specific bank branch, making it possible to securely send and receive international payments through the SWIFT network. If you need to make or receive a transfer from abroad, your bank will typically require this code to ensure the money reaches the right place.

While the terms SWIFT code and BIC are often used interchangeably, there’s a subtle distinction. SWIFT refers to the Society for Worldwide Interbank Financial Telecommunication, which is the global network facilitating international payments. The BIC, or Bank Identifier Code, is the specific code format used within this network to pinpoint banks during these transactions.

In everyday banking, you’ll hear both terms—BIC and SWIFT—used to describe the same set of characters needed to send or receive funds internationally. So, whether someone asks for a SWIFT code or a BIC, they’re essentially requesting the same essential detail to ensure your money finds the right bank abroad.

For example:

  • CHASUS33XXX – JPMorgan Chase Bank, USA

  • DEUTDEFFXXX – Deutsche Bank, Germany


In real-world use, these codes are critical for international transfers. If you’re sending or receiving money between banks across countries—especially through international wire transfers or SEPA payments—you’ll likely be asked for a SWIFT code.

SWIFT codes act as a unique ID for banks and financial institutions worldwide, telling exactly who and where a bank is located. This ensures your money gets routed to the correct bank branch, no matter where it is in the world. Banks also rely on these codes to securely exchange messages and coordinate transactions across borders.

In summary, a SWIFT code is your bank’s international calling card, making sure global payments arrive safely at their intended destination.


How does a SWIFT code work?


SWIFT codes pinpoint specific bank branches for international payments. By including this unique identifier, banks ensure your money is routed to the correct destination, no matter where in the world it's going. Whether you're sending funds from New York to Berlin or from Tokyo to Paris, the SWIFT code acts like a global address for financial institutions—making sure transfers land exactly where intended.

In real-world use, these codes are critical for international transfers. But in development or QA, real SWIFT codes can pose security risks or trigger unintended transactions. That’s why developers rely on synthetic, format-valid SWIFT codes for testing—and Qodex makes generating them fast and secure.


How to Validate a SWIFT Code


Wondering if a SWIFT or BIC code is valid? Start by checking that the code meets the standard SWIFT/BIC structure—8 or 11 characters, each segment serving a specific purpose.

  • Bank code: The first 4 letters, identifying the institution (e.g., 'HSBC' for HSBC Bank).

  • Country code: Next 2 letters, representing the country (e.g., 'GB' for United Kingdom).

  • Location code: 2 alphanumeric characters for the city or region.

  • Branch code (optional): Final 3 characters to specify the particular branch, or left out for the main office.


If all components are present and formatted correctly—and match known codes from reputable institutions like JPMorgan Chase or Deutsche Bank—you’ve got a format-valid SWIFT code. For extra confidence, cross-check the code against public directories or use automated validators in your QA workflow.

Now, let’s dig into what makes these generated codes ready for safe, risk-free testing.


Are SWIFT Codes and Routing Numbers the Same?


Not quite—while both SWIFT codes and routing numbers help financial institutions identify each other, they're used for different things.

A routing number is mostly used within the United States to pinpoint a specific bank or credit union when processing domestic payments, such as direct deposits or bill payments. They’re the 9-digit codes you’ll find on your U.S. Checks, helping transactions reach the right destination within the country.


A SWIFT code (or BIC), on the other hand, comes into play for international banking. It tells the global financial system exactly which bank—and sometimes, which branch—in, say, Zurich, Tokyo, or New York, should receive the funds. Without a SWIFT code, moving money between countries and banks would be chaotic at best.

So, while both do similar jobs for their respective arenas, they aren’t interchangeable—think of SWIFT codes as the passport for global transfers, and routing numbers as your local transit ticket.


Are SWIFT Codes and IBANs the Same?


Not quite—they serve related but distinct purposes in the world of banking. A SWIFT code identifies a specific bank or branch internationally, acting like a postal address for banks when sending funds across borders. In contrast, an IBAN (International Bank Account Number) pinpoints an individual bank account, ensuring payments land in the correct spot.


You’ll often find IBANs used throughout Europe and some other regions for both international and domestic transfers, while SWIFT codes are a global standard for routing money between banks. For a successful international payment, you might need both: the SWIFT code to reach the right bank and the IBAN to direct funds to the target account.


Do I Need a SWIFT Code or an IBAN Number for My Transfer?


Whether you’ll need a SWIFT code or an IBAN number depends on where you’re sending funds.

  • For transfers within Europe (Eurozone countries): Both a SWIFT/BIC code and an IBAN are typically required. The IBAN identifies the recipient’s account, while the SWIFT code routes the payment to the correct bank.

  • For transfers to countries like the USA and New Zealand: You’ll generally only need a SWIFT code. These regions don’t use IBANs, so just the SWIFT/BIC is sufficient.

Before sending any international payment, it’s always a good idea to double-check your recipient’s country requirements—different banks and regions may have specific preferences.


Are SWIFT Codes the Same as Sort Codes?


Not quite—SWIFT codes and sort codes serve related but distinct purposes in banking.

  • Sort codes are typically used for routing payments within a single country, such as directing funds between domestic branches of UK banks (e.g., Barclays or Lloyds).

  • SWIFT codes (BICs), on the other hand, are designed for international use, pinpointing specific banks and branches around the globe for cross-border wire transfers.

So, while both types of codes help identify where to send money, SWIFT codes open the gateway to international payments, whereas sort codes keep things moving smoothly on the home front.


Where to Find Your Bank’s SWIFT/BIC Code


If you need your bank's real SWIFT/BIC code for an actual transaction, there are a few tried-and-true places to check:

  • Bank Statements: Most banks print their SWIFT/BIC codes right on your account statements—paper or digital.

  • Online Banking: Log in to your online banking portal; the SWIFT code is often found in the account details or international transfer section.

  • Official Bank Website: Many major banks like HSBC, Barclays, or Citi publish their SWIFT/BIC codes on their official websites.

  • Customer Support: A quick call or chat with your bank's support team should get you the code.

  • Global Directories: Services like SWIFT’s official directory or public banking code lists can also help you verify a bank’s code.

For testing and development, however, our SWIFT Code Generator has you covered—so you never need to use an active code in your staging environment.


Key Features and Benefits


Format-Valid Codes

All codes follow the official SWIFT/BIC format:

AAAA BB CC DDD

Where:

  1. AAAA = Bank code

  2. BB = Country code

  3. CC = Location code

  4. DDD (optional) = Branch code


This structure ensures that every generated code looks and behaves like a valid SWIFT code—perfect for your sandbox or QA environment. If you have a SWIFT/BIC code on hand, you can also check if it matches the standard format and see which bank and country it’s meant to represent. This makes it easy to verify code accuracy or to understand the components for your own testing needs.


  • Instant Code Generation - No loading, no logins. Click once to generate a new SWIFT code, and copy it instantly for use.

  • Perfect for Sandbox Testing - Simulate international transfers, account verification, or payment processing without needing real bank details.

  • Unlimited Usage - Use as many dummy codes as you need for API testing, automation, or QA environments.

  • Multi-Tool Integration - Use with the IBAN Generator, Routing Number Generator, or Credit Card Generator to build full mock financial profiles.


Example Swift Code


Sample SWIFT/BIC codes generated:


  • NATBUS33XXX

  • HSBCGB2LXXX

  • BARCDEFF123


Note: These are format-valid only and not tied to actual institutions.


How to Use


  1. Click Generate to produce a dummy SWIFT/BIC code.

  2. Hit Copy to use it in your forms, APIs, or test flows.

  3. Repeat for multiple entries as needed.


Is a SWIFT Code the Same as an IBAN?


Not quite—while both are essential to moving money internationally, they serve distinct purposes. A SWIFT code (or BIC) pinpoints the bank and its branch involved in a transaction, acting like the address for the financial institution itself. On the other hand, an IBAN (International Bank Account Number) identifies a specific bank account within a particular bank, ensuring funds are routed to the correct recipient.

Think of it this way: If the SWIFT code is the post office, the IBAN is the exact mailbox. SWIFT codes are recognized worldwide, while IBANs are more common in Europe—but their adoption is growing globally. For most international payments, both are needed: the SWIFT code tells the network which bank to reach, and the IBAN supplies the precise account details.


Is a SWIFT Code the Same as a Routing Number?


Not quite—they serve similar purposes but in different territories. A SWIFT code is used globally to pinpoint the exact bank (and often its branch) involved in an international transfer. In contrast, a routing number is specific to the United States, directing domestic payments to the correct financial institution. Think of SWIFT codes as your passport for cross-border transactions, while routing numbers function more like local IDs for U.S. banking. Neither can substitute for the other, but both are essential for making sure your money lands where it’s supposed to go.


Is a SWIFT Code the Same as a Sort Code?


Not quite! While both SWIFT codes and sort codes help route payments, they serve different purposes and work at distinct levels. A sort code is a six-digit number used primarily within countries like the UK and Ireland to identify specific bank branches for domestic transfers—think of it like a local postcode for banks.

On the other hand, a SWIFT code (or BIC) is an internationally recognized identifier that pinpoints banks and their branches worldwide for cross-border payments. For example, if you’re wiring funds to Deutsche Bank in Frankfurt, you'll need their SWIFT code, not a sort code.

So, while they’re related in helping money reach the right place, sort codes are for local use, and SWIFT codes handle the global journeys.


Do I Need a SWIFT Code or an IBAN Number for My Transfer?


Whether you need a SWIFT code, an IBAN, or both depends on the countries involved in your transfer.

  • International Transfers to the Eurozone: Typically require both a SWIFT/BIC code and an IBAN. The IBAN (International Bank Account Number) pinpoints the individual account, while the SWIFT code identifies the recipient bank. For example, a payment to Germany or France would need both.

  • Transfers to the USA or New Zealand: Usually only a SWIFT code is required, as these countries don't use IBANs for domestic or inbound international payments.

  • Other Regions: Requirements can vary. Some countries have adopted IBANs, others still rely on local account numbers paired with a SWIFT code.

If you're unsure, check with your sending or receiving bank to confirm the exact details needed for that destination. Always use format-valid codes during development to avoid errors or misdirected funds.


How to Locate a SWIFT/BIC Code for a Bank or Branch


If you need to find the SWIFT/BIC code for a particular bank or branch—whether it's for JPMorgan Chase in New York, Deutsche Bank in Berlin, or another institution entirely—there are a few reliable methods:

  • Bank Statements: Your bank's SWIFT/BIC code is commonly listed on formal bank account documents, such as statements, transaction receipts, or online banking profiles.

  • Official Bank Website: Most major banks (like HSBC, Barclays, or BNP Paribas) publish their SWIFT/BIC codes on the international payments or support section of their websites.

  • Customer Support: If the code isn’t readily available, a quick call or message to your bank’s customer service can clarify the exact SWIFT/BIC for your branch.

  • Online Directories: Reputable banking directories (such as the SWIFT official directory) allow you to search by bank name, country, or even specific branch location.

When searching, make sure the code matches your exact branch, as banks often have multiple SWIFT/BIC codes for various divisions and locations. Ensuring accuracy here means your international transactions head precisely where you intend—no misdirected transfers or delays.


Common Use Cases


SWIFT codes are essential whenever you’re sending or receiving funds internationally between banks—whether for wire transfers, SEPA payments, or other cross-border transactions. These codes ensure that banks can accurately process transfers from abroad, making them a staple in global banking operations as well as in software development and QA environments.

  • Sandbox testing for cross-border payment gateways

  • Form field validation during product development

  • API simulation for banking software and fintech apps

  • Secure test data for staging environments

  • Training tools for educational demos

By using format-valid dummy SWIFT codes, developers and testers can safely simulate a wide range of international banking scenarios—without risking real transfers or exposing sensitive data.


Recommended Companion Tools


Frequently asked questions

What is a SWIFT code used for?×
A SWIFT code identifies a bank during international wire transfers.
Can I use the generated SWIFT codes for real banking transactions?+
Do I need to sign up to use the SWIFT Code Generator?+
Are the generated SWIFT codes structurally valid?+
Can I generate multiple SWIFT codes at once?+